Full Service Wealth Management
PLANNING
-
Retirement planning
- Work-Optional Lifestyle / Retire Early
- Social Security Optimization
- Retirement Income Analysis
- Pension Valuation
- Healthcare Cost Planning (Pre-Medicare)
- Charitable And Gifting Intentions
- Required Minimum Distributions (RMDs)
-
Investment management
- Institutional Level Asset Allocation
- Dynamically Managed Portfolios
- Low Cost Investment Selections
- Risk Management Technology
- Enhanced Trading And Rebalancing
- 401(k) and 403b Recommendations
-
Lifetime tax strategy
- Investment Gain/Loss Harvesting
- Backdoor Roth IRA Contributions
- Tax-Advantaged Retirement Savings Accounts
- Roth IRA Conversions
- Wealth Transfer Scenarios
- Sale Of Appreciated Assets
-
Financial planning
- Cash Flow and Debt Pay-down
- Employee Benefits
- Major Lifestyle Decisions
- Insurance
- Education savings
- Estate planning
SUPPORT
Expert guidance from a CFP professional
Semi-annual plan reviews
On-demand support via phone, email, in-person/video meetings
Collaboration with other service professionals
RESOURCES
Financial planning dashboard
Cash flow/budgeting tool
Real-time monitoring
Secure file vault
Our Costs
We are a fee-only firm, ensuring our advice is always in your best interest. Our compensation is transparent and clearly outlined in our initial discussions and advisory agreement. We do not receive commissions, sales charges, or referral fees.
We primarily serve clients seeking professional management for their investment assets as part of their financial plan. For clients needing financial planning without ongoing asset management, we offer a flat fee arrangement. Our investment advisory fees are based on a percentage of assets under management and are billed quarterly.
Assets Under Management
$0 - $250,000
$250,000 - $1,000,000
$1,000,000 - $5,000,000
$5,000,000 and above
Annual Rate
1.25%
1.00%
0.75%
0.50%
